Micro financing is a mode of financing that can open doors of opportunities for the low-income group of society and empower them to be a productive part of the society. Microfinance got international recognition especially after the Grameen project in Bangladesh as poverty is one of the major economic problems, especially for under developing countries. In Pakistan, there are a number of active microfinance institutions trying to uplift the social wellbeing of their poor clients and society as a whole Wellbeing is one of the important indicators for the economic condition of households. This study measured wellbeing through income, more income indicates more wellbeing. This study attempted to compare the wellbeing of clients to non-clients of microfinance programs in the Gujjar Khan. Data is collected from Barki district Gujjar Khan. There are a good number of microfinance institutes operating in Gujjar khan. Thus, a survey was carried out by interviewing two different set of people comprising of 50 microfinance clients and 50 non-clients. It has been observed that client’s wellbeing increases from microfinance conditioned upon their skill set and productive utilization of microfinance loan. Finally, two samples Kolmogorov-Smirnov test, mean comparison analysis, and logistic regression are used for econometric analysis. Supervisor:- Dr Shahid Razzaque