Pension Plans Comparative Study between Public and Private Pension Plans
Author: Syeda Nida Raza

Due to elevating old-age dependency around the globe, it is imperative that social security schemes mainly pension plan should be analysed. This analysis is immensely important due to the increasing trend displayed in poverty rates as well as increase in the old age population. The countries around the world are either going through demographic transition or have completed this transition. This transition has created hurdles in the functioning of social security schemes and it is necessary that these plans and schemes need to be evaluated and modified in order to meet the growing needs of the ever increasing older segments of the population. One of the major type of social security that is common around the world is pension plans. Pension plans are geared towards providing financial assistance to the elderly who have retired from their services. Reviewing and reforming of the pension framework requires in-depth analysis and is a very broad subject. The main purpose of this thesis is to determine which pension plan (public or private) is more financially sound. This aspect was examined by determining the financial satisfaction of people who possess either one of the two plans. The results reveal that employees and retirees of public plan are more financially satisfied as compared to their private counterpart. Supervisor:- Dr. Zulfiqar Ali

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Supervisor: Zulfiqar Ali Kalhoro

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