Pakistan is a developing country with excessive natural hazards. Flooding is the most devastating natural hazard in Pakistan. Pakistan has been witnessing the floods since its inception but the severity and occurrence of these floods have increased in recent years. Floods affect the households according to their vulnerability and capacity to deal with this issue. The study seeks to understand the coping mechanisms adopted by households and underlying factors which influenced the adaption of these mechanisms to recover from the floods of Sep, 2014. Furthermore, losses owing to these floods also have been analyzed. A case study in twelve villages of district Chiniot, Punjab, has been conducted to understand the coping mechanisms of flood sufferers. Households have mainly relied upon three type of strategies: borrowings from informal sector, assets disposal and government cash grants. Results of Logit and Tobit model show that shock and demographic factors are major determinants which influence adaption of these strategies. Only two type of losses have been reported by flood victims: loss of standing crops and damages to dwellings. Governmental flood warnings and cash grants have played a laudable role in mitigating the deleterious effects of floods. But findings show that distribution mechanism of government cash grants lacks transparency and merit. Supervisor: Dr. Nasir Iqbal